Score Optimization Systems

Score Optimization Systems Eliminates Credit Reporting Errors Found in Up to One-Quarter of Credit Reports According to U.S. PIRG Research

S&S Private Capital and its S.O.S. - Score Optimization Systems credit repair technology assists consumers across the country in obtaining their home loan approvals which were originally denied due to serious inaccuracies contained in their credit reports.

Dallas, TX  May 31, 2012

With credit reporting errors more evident today along with much higher credit score requirements for home loans, consumers are turning to S&S Private Capital’s credit repair technology, S.O.S. - Score Optimization Systems, for assistance in identifying and removing these damaging mistakes.

Based on the latest studies by the U.S. PIRG, it has been documented that up to one-quarter of credit reports contain serious errors. A recent News Release by the U.S. PIRG stated, “For far too long, the credit bureaus have acted as reckless gatekeepers to financial success - not only making too many mistakes that deny or raise the cost of credit - but making it nearly impossible for consumers to fix them.”  Read More...

U.S. Marine Sergeant Deploys Score Optimization Systems For Credit Repair Services to Obtain A VA Home Loan Approval

Acceptance Capital Mortgage and its client, U.S. Marine Sgt. Joel Garingo, strike against the credit reporting agencies utilizing S&S Private Capital’s S.O.S. - Score Optimization Systems credit repair technology to eliminate derogatory trade-lines allowing him to purchase his very first home

Dallas, TX  May 10, 2012

Denied for a VA Home Loan after failing to meet the VA home loan credit requirements, Sgt. Joel Garingo of the U.S. Marines was referred to S&S Private Capital for its credit Score Optimization System by Michael Russell, a mortgage professional with Acceptance Capital Mortgage. Specializing in credit report repair and credit score optimization, S.O.S. and its credit repair technology were able to remove several derogatory trade-lines allowing the sergeant to meet all the VA loan requirements necessary for the purchase of his first home. Read more...

New York Resident Retains Score Optimization Systems’ Credit Repair Services to Jump Credit Scores Over 100 Points for Home Loan Approval

S&S Private Capital and its S.O.S. - Score Optimization Systems credit repair technology produces NY client with 740 plus credit scores allowing him to refinance his mortgage loan he was previously turned down for.

New York, New York  November 22, 2011

Jeff Hunt, a New York resident, was referred to S&S Private Capital’s credit Score Optimization Systems division by A Place Called Home Real Estate loan specialist, Kim Brunier when she was unable to get his loan approved based on the much stricter lending guidelines the banks have implemented. With the aid S.O.S. and its credit repair technology, A Place Called Home Real Estate was able to qualify Mr. Hunt for his home loan refinance saving him thousands of dollars in interest charges in the first year alone. Read More...

Score Optimization Systems’ Credit Score Technology Provides a 140 Point Credit Score Increase to Oklahoma Homeowner Ensuring Her Home Loan Approval

Oklahoma resident meets FHA home loan credit score requirements after S&S Private Capital’s Score Optimization Systems’ credit repair technology produces a 140 point credit score increase.

Dallas, TX September 01, 2011

Oklahoma native, G. Oberste, with the aid of S&S Private Capital and its revolutionary Score Optimization Systems credit repair program, has finally been able to meet the FHA credit score requirements allowing her to qualify for the refinance of her home loan. In just over 4 months, Score Optimization Systems was able to increase Oberste’s credit scores 140 points taking her FICO above a 700 credit rating.

Mortgage Broker is Astounded by His 150 Point Credit Score Increase Delivered by Credit Repair Technology

A Texas mortgage professional improves his credit score by more than 150 points in 4 months utilizing S&S Private Capital, Inc.’s credit repair technology, S.O.S. – Score Optimization Systems.

Dallas, Texas August 25, 2011

Anthony Aidonmiyi, a Texas mortgage broker and owner of Dynamic Mortgage in Houston, was able to increase his personal credit score 153 points in only four months with the assistance of the credit repair services and technology of S&S Private Capital's S.O.S. – Score Optimization Systems. Read More...

S.O.S. - Score Optimization Systems Announces How To Detect Credit Repairs Scams

Cleaning up your credit report can cost you big if you are not careful. Gene Schwalen, CEO of S&S Private Capital and S.O.S. – Score Optimization Systems, wants consumers to be aware of a few red flags in order to avoid these scams.

Dallas, TX July 21, 2011

Banks have tremendously tightened lending guidelines and increased credit score requirements, making it more and more difficult to qualify for a home loan and other financial solutions. With consumers looking for assistance in meeting the stricter loan requirements, many companies have jumped into the credit repair arena, taking advantage of those with poor credit scores. S&S Private Capital along with its Score Optimization Systems puts consumers in the “know” by giving them a few questions to ask and red flags to look for to avoid falling into credit repair traps. Read More...

S&S Private Capital Announced Today Exceeding 25,000 Clients Who Have Utilized Their Credit Score Optimization Systems to Obtain Their Home Loan and Other Financial Goals

S&S Private Capital, Inc. announced today that its S.O.S. - Score Optimization Systems has reached 25,000 consumers across the country who have utilized their credit score optimization services. S.O.S., the most advanced technology in the credit repair industry, is able to help its clients meet the credit score requirements and lending guidelines necessary to qualify for the home loans and other financial solutions they were previously turned down for based on past damaging trade history reporting to their Equifax, Trans Union and Experian personal credit files.

"Thanks to Score Optimization Systems, I was able to overcome credit mistakes I made when I was younger. Gene Schwalen and his staff made the process very simple and after signing up for their services, I was able to purchase my very first home!", reported Amanda Walls with the U.S. S.S.A. ...Read more

Homeowner Utilizes Score Optimization Systems’ Credit Report Technology and Refinances Mortgage Loan Saving Over $90,000 in Interest Charges

Consumers are turning to the credit services of S&S Private Capital, Inc. for their Score Optimization Systems allowing them to optimize their credit scores and qualify for home loans amongst other financial goals. Not only are these credit challenged clients able to obtain mortgages they were once denied, they are able to qualify for the most competitive interest rates, saving them tens of thousands of dollars in interest charges. Since the introduction of their Guaranteed Home Loan Approval Program, Score Optimization Systems is turning the American dream of homeownership into reality for individuals and families all across the country...Read More

Mortgage Lenders Attain More Home Loan Approvals with the Aid of S.O.S. - Score Optimization Systems

Mortgage Professionals like Roosevelt Reynolds of Reynolds and Associates are finding success closing more FHA home loans for credit challenged clients utilizing the credit score optimization technology developed by S&S Private Capital, Inc. Score Optimization Systems, created specifically for the mortgage industry, interprets each client’s credit report identifying negative trade-lines containing reporting errors affecting their credit rating and then eliminates these damaging mistakes making it possible for these client’s to obtain their mortgage goals...Read More

Credit Score Optimization Systems Provides Relief to Mortgage Lenders in the Midst of Stricter Home Loan Lending Guidelines 

Mortgage professionals are turning to S&S Private Capital’s Credit Score Optimization Systems and credit report technology to increase their home loan approval percentages. With the S.O.S - Score Optimization Guaranteed Home Loan Approval Program, mortgage providers are now able to assist more credit challenged clients in obtaining their mortgage goals while providing a tremendous positive impact in the real estate market and economy...Read More

Score Optimization Systems Helps Qualify More FHA Home Loans Even with Stricter Lending Guidelines in the Current Depressed Market 

Melanie Hadley with Cornerstone Mortgage has been able to close several what were once impossible FHA mortgage loans by utilizing S&S Private Capital, Inc.’s credit score optimization and credit report technology, S.O.S. - Score Optimization Systems, which is revolutionizing the credit repair and rapid rescore industries allowing mortgage professionals...Read More

Latest Study by the U.S. Public Interest Research Group Reveals that 79% of All Credit Reports Contained Errors

Several studies have documented sloppy credit bureau practices that lead to mistakes on credit reports—for which consumers pay the price. Consumers with serious errors in their credit reports can be denied credit, home loans, apartment rentals, auto insurance, or even medical coverage and the right to open a bank account or use a debit card. Consumers with serious errors in their reports who do obtain credit or a loan may have to pay higher interest rates because the mistakes falsely place them in the sub-prime, high-cost lending pool...Read More

FTC Moves Ball on Credit Report Mistakes Study

The credit bureaus have risen to occupy a critical gatekeeper function in society -- whether you get affordable credit or insurance or a job or even a place to live largely depends on your credit report and any credit scores derived from it.
Bank regulators can walk in and examine (or supervise) banks on a day-to-day basis, yet even though the credit bureaus are arguably more important players in the economy than almost any individual bank (there are only three major credit bureaus) no government regulator has ever walked inside their doors -- without a bureau PR flack hiding everything important walking on either side of her, that is...Read More

Click Here for Your Free S.O.S. Consultation!

I wanted to say "Thank You!" for helping my wife and I clean up our credit. It's stressful enough trying to buy a new house and getting our blemishes polished up sure makes the process simpler. You have always provided great service and taking care of a recent blunder on my part shows how great your customer service truly is. Thanks again for your help! I will direct people your way, you provide a great service.

Thanks again!

J. Fehrenbacher